With a low doc home loan, you don’t need all the documentation usually required for proof of income.

What’s good about a low doc home loan?

  • Great if you’re self-employed. You can get a home loan if you’re self-employed, and your income varies from year to year, or you’ve only just gone into business.
  • Flexibility. You can get fixed rate, variable rate and line of credit low doc home loans.

What’s bad about a low doc home loan?

  • Higher interest rate. Initially, the interest rate on a low doc home loan is generally higher than that of a standard variable or fixed rate home loan. After you’ve made your repayments on time for a few years, the interest rate is normally reduced.

Still have questions about low doc home loans?

If you have any questions about low doc home loans please
feel free to give us a call on 1300 101 102