Development Finance

EMS clients have been growing their wealth through carefully planned residential or commercial property development. We have partnered with our range of clients to assist financially with residential developments, resort villas and multi-use commercial sites.

EMS is experienced in helping clients achieve their development vision and financial goals.

 

OUR CLIENTS’ DEVELOPMENT PROJECTS

  • Residential homes, town houses, villas, duplexes and triplexes
  • Multi story apartments
  • Mixed use developments
  • Resort villas
  • Land subdivision

 

MINIMISE RISK AND MAXIMISE PROFIT

Property development facilities are more complex than one off property purchases.

To minimise risks and maximise profits EMS will work through a range of issues including:

  • Amount of finance available and timing of drawdown
  • Number of pre-sales
  • Amount contributed by principal (equity)
  • Fixed price building contracts
  • Income tax and GST implications
  • Funding of interest during construction
  • Cash flow model or budget to clearly demonstrate peak debt requirements
  • Allowance for cost overruns or contingencies
  • Amount needed to prepare project for construction
  • Additional security requirements
  • Mezzanine funding requirements